skip to main content

As a business owner, we understand you face different challenges and threats which is why you need the right insurance in place to protect your livelihood.

What is business insurance?

There are almost 6 million SME’s (Small and medium enterprises) in the UK which makes up to 99% of the whole business population. (statista)

If you’re the owner of one of these then protecting it from any risks or interruptions is crucial to running and maintaining your business. That’s what business (commercial) insurance is for.

Our blog section provides some information on what can go wrong if you fail to cover yourself properly.

 

Do I need business insurance?

Whilst it’s not necessarily a legal requirement to have full insurance cover, employers’ liability cover is compulsory if you employ any staff or have any volunteers that work for you. Employers’ liability covers your business in the event of a member of staff submitting a claim for an illness or injury because of working for your business. It covers any legal or compensation costs involved in defending you.

 

What covers are available?

The essential covers we expertly picked are to the right and below are the additional covers you may be interested in. We suggest giving us a call to discuss more specifically what you require. Our team can give you an extensive review of your business needs and tailor the best solution for you.

  • Property Damage (for buildings, contents, stock plus other items)
  • Public & Products Liability
  • Employers’ liability
  • Professional Indemnity
  • Business interruption
  • Cyber Liability
  • Legal Expenses

Get a quote

Get a quote from us for your Business Insurance.

Get a quote
Supermarket

Shops and Supermarkets Insurance

office

Office Insurance

restaurant insurance

Restaurant and Takeaway Insurance

hair dresser

Hair and Beauty Insurance

Manufacturing

Manufacturing Insurance

Extensive cover for complex needs

Public liability

Protection against liability claims made against you or your organisation.

Employers liability

Protection against the cost of compensation claims arising from employee illness or injury as a result of their work for you.

Professional indemnity

Cover for any claim made against your organisation by a client or customer for any losses they suffer as a result of your work or advice.

Need help? Call us

01922 214 412
Weekdays 9am - 5pm

Our brokers are knowledgeable and friendly. They’re specialists who can provide the advice and help you need.

Get in touch

Cross insurance off your list:

Find out what you need - right cover, right price

Get a free review, it's simple and hassle free

Expert advice in just one call

Insurance tailored to your needs

The. Broker

Transparent. Honest. Ethical

Find out more

Get a quote

Get a quote from us for your Business Insurance.

Get a quote

Our featured insurance products

business insurance

Business insurance

A range of policies that protect your business against financial loss regardless of size. This could be from damage to your property, theft of your stock or equipment, or legal costs either arising from injuries to your staff or members of the public.

charity insurance

Charity insurance

A range of policies that protect your charity, community group or not for profit organisation, from accidents involving volunteers or event visitors to allegations of wrongdoing against trustees.

faith and community insurance

Faith & community insurance

A range of policies that protect your place of worship such as Church, Temple, Mosque or other religious building from damage, theft of religious artifacts to accidents involving volunteers.

landlord's insurance

Landlord's insurance

Also known as buy-to-let insurance, it is a combination of policies designed to protect a landlord and their properties. Whether you have one property or 10, occupied or unoccupied, a cover can be tailored to your specific requirements.

Already know what you need?

Get a quote

Get in touch

If you have a question regarding your insurance, feel free to get in touch.

Get in touch