As a business owner, we understand you face different challenges and threats which is why you need the right insurance in place to protect your livelihood.
There are almost 6 million SME’s (Small and medium enterprises) in the UK which makes up to 99% of the whole business population. (statista)
If you’re the owner of one of these then protecting it from any risks or interruptions is crucial to running and maintaining your business. That’s what business (commercial) insurance is for.
Our blog section provides some information on what can go wrong if you fail to cover yourself properly.
Whilst it’s not necessarily a legal requirement to have full insurance cover, employers’ liability cover is compulsory if you employ any staff or have any volunteers that work for you. Employers’ liability covers your business in the event of a member of staff submitting a claim for an illness or injury because of working for your business. It covers any legal or compensation costs involved in defending you.
The essential covers we expertly picked are to the right and below are the additional covers you may be interested in. We suggest giving us a call to discuss more specifically what you require. Our team can give you an extensive review of your business needs and tailor the best solution for you.
Protection against liability claims made against you or your organisation.
Protection against the cost of compensation claims arising from employee illness or injury as a result of their work for you.
Cover for any claim made against your organisation by a client or customer for any losses they suffer as a result of your work or advice.
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A range of policies that protect your business against financial loss regardless of size. This could be from damage to your property, theft of your stock or equipment, or legal costs either arising from injuries to your staff or members of the public.
A range of policies that protect your charity, community group or not for profit organisation, from accidents involving volunteers or event visitors to allegations of wrongdoing against trustees.
A range of policies that protect your place of worship such as Church, Temple, Mosque or other religious building from damage, theft of religious artifacts to accidents involving volunteers.