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Having the right insurance covers in place is essential to protecting your place of worship or community, and safeguarding its future.

What is faith insurance?

We understand that religious organisations are volunteer-led, often in community-based religious buildings, and are home to a wide range of activities that benefit the community. However, across the UK, places of worship are seeing an increased exposure to risks and the growing possibility of claims being made. Faith insurance is special cover which protects all aspects of your faith based organisation.

Which place of worship can I get cover for?

We can provide specialist insurance for all religious institutions including but not limited to Churches, Gurdwaras, Mosques, Synagogues and Temples.

What covers are available?

You can choose from an extensive range of covers which are tailored to suit your needs:

Property Damage

This covers damage to your insured property, whether that be your buildings, contents, electronic equipment, or money, from a variety of unforeseen events, such as earthquakes, fire, flooding or theft.

Public & Products Liability

Cover against claims by third parties (including visitors and worshippers) for injuries suffered or property damaged arising out of your activities. For example, if a worshipper suffers an injury due to slipping on a wet floor when visiting your premises.

Employers Liability

Cover against claims by employees and volunteers for injuries caused during their employment. For example, a volunteer was to slip off a ladder whilst putting up decorations.

Remember, Employers’ liability insurance is compulsory by law, and you could be charged hefty fines for each day you are not covered.

Trustees Liability

Financial protection for individuals in positions of authority – such as trustees or committee members - if a claim is made against them for committing a wrongful act that is damaging to the organisation.

Legal Protection

Cover for your legal costs in defending a claim brought against you. For example, an ex-employee initiates a claim for unfair dismissal.

These Additional covers are also available should you need them:

  • Loss of Revenue
  • Increased Cost of Working
  • Theft by Employees & Volunteers
  • Personal Accident for Employees & Volunteers
  • Terrorism

If you cannot see the cover, you require then please contact us to discuss and we will do our best to facilitate your needs.

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Get a quote from us for your Faith or Community Insurance.

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Public liability

Protection against liability claims made against you or your organisation.

Employers liability

Protection against the cost of compensation claims arising from employee illness or injury as a result of their work for you.

Professional indemnity

Cover for any claim made against your organisation by a client or customer for any losses they suffer as a result of your work or advice.

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01922 214 412
Weekdays 9am - 5pm

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