When a property is unoccupied for a period of time, it can be necessary to get an unoccupied insurance policy to protect against damage to the building and contents, or dealing with any legal issues caused by the property being unoccupied.
Unoccupied insurance may be a requirement of your mortgage provider. You may also need unoccupied insurance if you’re in between tenants or the property is being refurbished.
We have access to a panel of insurers that can provide cover specifically designed to meet your unoccupied residential property needs.
Risk types available:
Protection against liability claims made against you or your organisation.
Protection against the cost of compensation claims arising from employee illness or injury as a result of their work for you.
Cover for any claim made against your organisation by a client or customer for any losses they suffer as a result of your work or advice.
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Insurance tailored to your needs
A range of policies that protect your business against financial loss regardless of size. This could be from damage to your property, theft of your stock or equipment, or legal costs either arising from injuries to your staff or members of the public.
A range of policies that protect your charity, community group or not for profit organisation, from accidents involving volunteers or event visitors to allegations of wrongdoing against trustees.
A range of policies that protect your place of worship such as Church, Temple, Mosque or other religious building from damage, theft of religious artifacts to accidents involving volunteers.